How My Complete Home Buying Checklist Can Save You Countless Dollars And Headaches

We all know what a big step it is to buy a house, and boy this home buying checklist will help you be thorough!

Use the Home Buying Checklist to make sure you cover everything while making your Chilliwack BC Real Estate purchase!

In fact, I advise that you print this list out and then put a check next to each task. I guarantee it will relieve some stress and give you a feeling of accomplishment.

You may have to refer to the previous page on How to Buy a house to answer some of the home buying checklist questions.

I Have:

• Decided what type of housing I am looking for.
• Single Family, Detached Home
• Semi Detached Home
• Townhouse
• Apartment
• Mobile Home
• Decided on the ownership type I would like to have.
• Freehold Interest
• Strata Title
• Leasehold
• Cooperative
• Asked the seller for a Property Disclosure Statement (Which provides information about the state of the home).
• Researched the Zoning Laws on this property.
• Gotten a hold of a Land Search Title (Which allows you to see who is the current owner of the home, and discloses information about mortgages, restrictive coventants, easements, etc.)
• Discovered what the property taxes are on this property.
• Inquired about a warranty.
• Determined which items in the house are fixtures (Yours when you buy) and which are chattels (Items the current owner takes with him.)
• Inquired about permits used if any renovations or alterations had been done to the property (If there were no permits, the work could have been done by an unlicensed worker and could cause problems in the future.)




Community

• Decided on the type of community I would like to live in.
• Rural
• Small Town
• Suburban
• City
• Researched the type of things I will have access to in my community.
• Shopping Centers
• Churches
• Hospitals
• Schools
• Learned about the Sewage and Water systems available in the area.
• Sewage
• Septic
• Well Water
• City Water
• Learned about public services available in the area:
• Police
• Fire Protection
• Ambulance
• Garbage Collection
• Mail Service
• Snow Removal
• Researched the transportation of the community I am looking to live in (Public Transportation, long drive to work, etc.)
• I have learned about the nature of my neighbourhood.
• Are properties around you well taken care of?
• Are nearby families young, old, teenagers?
• Similar lifestyles (If you are not a nudist, you might not want to move into a nudist community, and vice versa)
• Known projects that could disrupt my lifestyle (Like a nearby power plant or factory)
• Will zoning laws allow you to store your boat outside? Have a basketball court? Cut down trees? etc.
• Do I feel safe in the neighbourhood?
• Learned about the different types of schools in the area if I have children.
• University or College
• High School
• Middle School
• Elementary School
• Private School
• Religious School
• Special Education Centers for disabled children




Budget

• Worked out an appropriate budget of what I can afford to spend on a house.
• Enough Money for a down payment.
• Generally 5-10% of the total property cost
• Talked to a mortgage broker and have been approved for my financing.
• Decided on a mortgage term length (They vary from 6 months, to 5 years and more).
• I have counted in all extra fees and taxes into my budget (Such as property tax and appraisal fee).
• I have also taken into account any last minute expenses (Such as moving costs, home inspection fees, and household goods).




The Offer (Almost done the home buying checklist!)

• Hired a lawyer, notary public, or Real Estate Licensee (Realtor) to craft, or proofread my offer to help protect myself legally.
• Signed the offer, and the seller has signed the offer as well.




Completing The Purchase

• Hired a lawyer or notary public to prepare documents required to transfer legal ownership of my new house.

Congratulations, you are now the proud owner of a new property! I hope this home buying checklist helped put your mind at ease, so you know that you have covered all the bases while making your purchase.

Let Me Guide You Through Your Purchase

Of course, you still want to make a smart, well-informed decision. But you also want it done quickly.

A difficult task; but it doesn’t have to be!

If you hire me as your Real Estate Agent, I promise to help you find the home of your dreams while making an informed buying decision.

Learn more about why you should hire me as your Real Estate Agent.

My Promise To You I will always give my professional opinion, and help you make the most informed buying decision possible. I will return your calls and emails, and will always show up for appointments. I won't push you into something that you are not 100% comfortable and confident in. I will work diligently to help you sell, or buy your house at the absolute best deal possible. I am a Professional Real Estate Agent and you will receive my undivided attention. Cam Vanklei (604) 795-2955 Chilliwack BC, Canada HomeLife Glenayre Realty Ltd.

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